| FACTS | WHAT DOES GOLD STAR FINANCIAL DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Gold Star Financial chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Gold Star Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — with service providers we use to offer our products and services to you (please see below to limit the ways in which we contact you) | Yes | Yes |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | Yes | Yes |
| For Gold Star Financial to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | Yes |
| To Opt-Out or limit sharing |
Call 1-888-588-2109 or email dardy@goldstarfinancial.com
You may contact us at any time to modify/delete your information or limit our sharing. Should you wish to discontinue receiving future emails, newsletters, or phone calls, simply contact us and request to be removed from any future contact and we will happily honor your request. |
|---|---|
| To limit direct marketing |
To limit our direct marketing to you by mail or telephone, call 1-888-588-2109 or email dardy@goldstarfinancial.com |
| Questions? |
Call 1-888-588-2109 or email dardy@goldstarfinancial.com |
| Who we are | |
|---|---|
| Who is providing this notice? | Gold Star Mortgage Financial Group. |
| What we do | |
|---|---|
| How does Gold Star Financial protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Gold Star Financial collect my personal information? | We collect your personal information, for example, when you:
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
|
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply individually unless you tell us otherwise. Any account holder may express a privacy preference on behalf of the other joint account holders. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. Affiliates may also include services provided by other companies used for the express purpose of providing marketing capabilities for Gold Star Financial. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
